It may seem complicated, but doesn't have to be:
When you pay your monthly mortgage payment, some of it goes to interest and some goes to principal.
Here's one example:
So, as you can see, just this very small drop (1%) interest could mean the difference in a better location, more updates, a bigger yard-the possibilities are endless!
This could be the perfect time for you to buy a house. In fact, if you are thinking about doing that in the next year or even two years, it's time to get the ball rolling. The more time you give me to help, the better it will be!