Home Warranties and the Benefits It Brings

Moving to a new home? Making home repairs would be a hassle that you would want to avoid. Here is how home warranties can help you reduce your worries.

Purchasing a home is not like going out for groceries or having a meal to eat. This is one of the biggest expenses you will ever make and one you would have been preparing for a long time. But the expenses don’t end after applying for a mortgage, financing your home, and moving in.

After relocating to your new home, you will be bombarded with a long list of home expenses. These include home repair and maintenance expenses, which may require a high budget.

But you can make your home repair easier. To ensure you don’t break your bank when there’s a need for home repairs. This is called home warranty services.

Let’s talk about what these are and the home warranty benefits that come with them.

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Key Takeaways

  • Home warranties help you easily deal with the required home repairs and expenses.
  • The home warranty claiming process includes filing a claim, assigning a representative to evaluate the damage, verifying if the repair meets the coverage, and getting it fixed.
  • There are various home warranty benefits that can help you save a lot of time and effort.

What Are Home Warranties

Imagine it is a cold evening, and the home heating system stops working. Or, you are in the middle of a warm summer, and your air conditioning malfunctions. That is where having home warranties can save the day.

Home warranties are contracts with a vendor that covers the repair and replacement of home items. These generally include your kitchen appliances, plumbing, HVAC, and more.

The home warranties help you deal with unforeseen and unexpected home repairs. You can fix the issue before it deteriorates even further.

How Are Home Warranties Claimed?

Generally, home warranty companies have the same process to deal with claims. Here is how it goes.

Filing a Claim

You inform the warranty company when a covered appliance breaks down or malfunctions.

Scheduling an Evaluation

Representatives are sent to your home to assess the situation. After evaluating, they will recommend the appropriate fixes. This saves you from finding the right repair person for the job, as well as not burdening your pocket since it is covered in your warranty.

The Verdict

After the experts review the damage, the home warranty company checks if the claim meets the terms of your warranty plan. They also confirm whether the cost exceeds your home warranty plan or not.

Fix

Once the investigation is done and the warranty company verifies it meets your warranty plan, they go ahead with getting it fixed.

Why Go for Home Warranties?

We have talked about home warranties and how you can claim them. Now, you might ask the question, “What’s in it for me?” If you are, here is your answer.

These are a few of the home warranty benefits you can leverage when going for coverage.

Avoid the Hassle of Finding a Service Provider

When you wake up in the morning, you would have a lot of things on your mind that you need to do throughout the day. We bet you wouldn’t want the unpleasant surprises of dealing with unexpected home repairs, right?

Normally, you would have been frustrated as you would have had to find a reliable professional to make the fixes. But with the home warranty benefits you get, you don’t have to about it. This will be the responsibility of the warranty providers to find service providers and get the fixes done.

That can save you a lot of time and make sure you spend your day as planned, without worrying that, “I need to get the pipes fixed. Or the Air conditioning is not functioning correctly.”

Increased Home Value

One of the initial things to consider before buying a house is the resale potential. That means you would be estimating if the home value will appreciate or not.

There are multiple factors to impact the property value. One of them is ensuring your home repair and maintenance are up to date, and everything is working properly.

So, if there is a plumbing leak, oven malfunction, or non-operational appliances, it can impact and reduce your home value.

That is something home warranties can do the trick for you. Whenever there is a need for repairs and maintenance, the warranty providers will get it done. This can make sure your home value isn’t compromised.

No DIY Required

There are some things that might look easy to fix, but they aren’t. Especially with Senior citizens, they would love the luxury of having people make the fixes for them after just one call. That is exactly a home warranty benefit that you can unlock.

You will have skilled professionals at your doorstep making the fixes and repairs. This can also save you from trouble and suffering injuries if you are not sure how serious the repairs can get.

Can Buy Used Appliances Even Without a Warranty

Imagine you want to buy a home appliance, but the new one is extremely costly. You might consider going for used appliances, but the thought that may bother you is, “What if they malfunction?” Generally, used appliances don’t come with warranties.

That is where home warranties can save you a lot of money. You can go for the cheaper, used appliance and have it covered under your warranty plan. By doing so, even if something happens and the appliance needs repairing, you don’t have to worry about it.

The home warranty providers will find the right skilled professional for the job and ensure your appliance is up and running.

You can escape the situation where you would have had to spend a lot of money on buying the appliance or running after a skilled professional to fix your appliance after it needs repairs.

Various Plans to Choose From

You will find many providers offering a large range of home warranty plans to choose from. There might be specific plans that cover your home appliances and home systems. If you want the full package, the home warranty provider may offer a combo plan as well.

With so many home warranty plan options, you might be spoiled for choice. Ask yourself, “What do I need with a home warranty?” and choose accordingly.

The Bottom Line

Finding the right home warranty is important when you move into a new location. That is because you might not know local skilled professionals. Before looking to go for home warranty benefits, you would want to search for the house that meets your preferences.

At HAR, you will find different property types in various locations listed on our platform. Go for the property that meets your budget and preferences.


DISCLAIMER OF ARTICLE CONTENT
The content in this article or posting has been generated by technology known as Artificial Intelligence or “AI”. Therefore, please note that the information provided may not be error-free or up to date. We recommend that you independently verify the content and consult with professionals for specific advice and for further information. You should not rely on the content for critical decision-making, as professional advice, or for any legal purposes or use. HAR.com disclaims any responsibility or liability for your use or interpretation of the content provided.

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