City of Galveston Homebuyer Assistance (HAP) Program
City of Galveston Homebuyer Assistance (HAP) Program
Program Category
Down Payment Programs
Max Amount
Up to $14,500
Agency Website
Contact Info
Alice T. Law Director Grants & Housing Department
409-797-3820 alaw@galvestontx.gov
Linda Hanes LHanes@galvestontx.gov
Shameka Union Housing & CD Analyst SUnion@GalvestonTX.Gov (409) 797-3820
409-797-3820 alaw@galvestontx.gov
Linda Hanes LHanes@galvestontx.gov
Shameka Union Housing & CD Analyst SUnion@GalvestonTX.Gov (409) 797-3820
Program Details
Buyer contribution type
$
Income calc method
First mortgage types
Freddie Mac,Freddie Mac Home Possible,Fannie Mae,Fannie Mae HomeReady,FHA 203(b),VA,USDA / RD
First mortgage terms
Fully Amortizing,Fixed Rate,30-year
Property types
Single Family Detached, Condo, Townhome/PUD
Repayment triggers
Change of occupancy
Sale of the home
Loan Forgiveness
Fully
Program Guide
Flyer:
https://www.galvestontx.gov/DocumentCenter/View/9726/COG-Homebuyer-Assistance-Program-FlyerGuidelines & Application:
https://www.galvestontx.gov/DocumentCenter/View/17461/HAP-Guidelines-Application-and-Lead-Pamphlet-2023Limitations
Applicant must be fully approved by a mortgage lender
Home must be located on Galveston Island
Applicant may not receive any gift funds towards the downpayment of a home in conjunction with the City’s assistance.
Assistance funds cannot be used to pay for repairs to the house.
Assistance funds cannot be used to pay for lender required debt relief.
Home must be located on Galveston Island
Applicant may not receive any gift funds towards the downpayment of a home in conjunction with the City’s assistance.
Assistance funds cannot be used to pay for repairs to the house.
Assistance funds cannot be used to pay for lender required debt relief.
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