City of Houston Homebuyer Assistance Program (HAP)
City of Houston Homebuyer Assistance Program (HAP)
Program Category
Down Payment Programs
Max Amount
Up to $50,000
Agency Website
Contact Info
Call 832-393-0550 to complete an application and determine your eligibility.
Yvonne Smith Yvonne.Smith@houstontx.gov
Yvonne Smith Yvonne.Smith@houstontx.gov
Program Details
Buyer contribution type
$
Income calc method
First mortgage types
Freddie Mac,Freddie Mac Home Possible,Fannie Mae,Fannie Mae HomeReady,FHA 203(b),VA
First mortgage terms
Fully Amortizing,Fixed Rate,30-year
Property types
Single Family Detached, Condo, Co-Op, Townhome/PUD, Manufactured Home
Repayment triggers
Sale of the home
Change of occupancy
Default
Loan Forgiveness
Fully
Program Guide
Guidelines:
https://houstontx.gov/housing/plans-reports/guidelines/hap/HAP_Guidelines-Entitlement-040523.pdfFAQs:
https://houstontx.gov/housing/hap.html#faqsectionIncome Limits:
https://houstontx.gov/housing/flyers/ami/2023/AMI-23-Final-061523.pdfApplication:
https://houstontx.gov/housing/hap/phase-intake/SFHEP-Intake-Application-Packet-February-2023-022323.pdfDocument Checklist:
https://houstontx.gov/housing/hap/phase-intake/SFHEP-Applicant-Document-Checklist-Final-030223.pdfLimitations
Buyers must provide proof of citizenship or permanent resident status.
No max purchase price. The buyer can select any home that fits their needs and budget.
HAP assistance may not be used to (1) pay any portion of a real estate agent’s fee (2) pay delinquent taxes (3) pay fees or charges on properties which are the result of the seller.
No adult household members cannot be registered sex offenders.
No max purchase price. The buyer can select any home that fits their needs and budget.
HAP assistance may not be used to (1) pay any portion of a real estate agent’s fee (2) pay delinquent taxes (3) pay fees or charges on properties which are the result of the seller.
No adult household members cannot be registered sex offenders.
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