Texas Department of Housing & Community Affairs (TDHCA) Deferred Repayable 2nd Lien
Texas Department of Housing & Community Affairs (TDHCA) Deferred Repayable 2nd Lien
Program Category
Down Payment Programs
Max Amount
Up to $19,665
5% of Total Loan Amount
5% of Total Loan Amount
Agency Website
Contact Info
512-475-2120 Toll Free: 800-792-1119
Email: txhomebuyer@tdhca.texas.gov
Email: txhomebuyer@tdhca.texas.gov
Program Details
Buyer contribution type
Income calc method
Qualifying (1003) Income
First mortgage types
Freddie Mac HFA Advantage,Fannie Mae HFA Preferred,FHA 203(b),FHA 203(k),VA,USDA / RD
First mortgage terms
Fully Amortizing,Fixed Rate,30-year
Property types
Single Family Detached, Condo, 1/2 Duplex, Townhome/PUD, Manufactured Home
Repayment triggers
Sale of the home
Change of occupancy
Refinance
Payoff of 1st mortgage
Transfer of title
Loan Forgiveness
No
Program Guide
https://thetexashomebuyerprogram.com/homebuyersProgram Summary:
https://thetexashomebuyerprogram.com/products/my-first-texas-homeProgram Summary:
https://thetexashomebuyerprogram.com/products/my-choice-texas-homeProgram Summary:
https://thetexashomebuyerprogram.com/products/my-first-texas-homeProgram Summary:
https://thetexashomebuyerprogram.com/products/my-choice-texas-homeProgram Chart:
https://thetexashomebuyerprogram.com/uploads/Program-Chart-Final.pdfIncome/Purchase Price limits:
https://thetexashomebuyerprogram.com/uploads/Limits.pdfRates:
https://thetexashomebuyerprogram.com/ratesLender Guide:
https://thetexashomebuyerprogram.com/uploads/Lender-Guide.pdf?v=1671823022Lender Portal (requires login):
https://www.tdhcalenderportal.com/Bin/Display.exe/ShowSectionBecome a participating Lender:
https://thetexashomebuyerprogram.com/lenders#checkforprogramapproval
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