Texas Department of Housing & Community Affairs (TDHCA) My CHOICE Texas Home Program - Conventional
Texas Department of Housing & Community Affairs (TDHCA) My CHOICE Texas Home Program - Conventional
Program Category
Affordable First Mortgages
Max Amount
N/A
Agency Website
Contact Info
512-475-2120 Toll Free: 800-792-1119
Email: txhomebuyer@tdhca.texas.gov
Email: txhomebuyer@tdhca.texas.gov
Program Details
Buyer contribution type
Income calc method
Qualifying (1003) Income
First mortgage types
Freddie Mac HFA Advantage,Fannie Mae HFA Preferred
First mortgage terms
Fully Amortizing,Fixed Rate,30-year
Property types
Single Family Detached, Condo, 1/2 Duplex, Townhome/PUD, Manufactured Home
Repayment triggers
Loan Forgiveness
No
Program Guide
https://thetexashomebuyerprogram.com/lenders/new-lender-approvalResource page:
https://thetexashomebuyerprogram.com/homebuyersProgram Summary:
https://thetexashomebuyerprogram.com/products/my-choice-texas-homeProgram Flyer:
https://thetexashomebuyerprogram.com/uploads/Lender-Version-TDHCA-My-Choice-Texas-Home-Flyer-Final-Reduced-Size.pdf?v=1696610688Program Summary:
https://thetexashomebuyerprogram.com/products/my-choice-texas-homeProgram Chart:
https://thetexashomebuyerprogram.com/uploads/Program-Chart-Final.pdfProgram Matrix:
https://thetexashomebuyerprogram.com/uploads/My-Choice-Texas-Home-Program-Matrix.101823.pdf?v=1699914281Income/Purchase Price limits:
https://thetexashomebuyerprogram.com/uploads/Limits.pdfProgram Flyer:
https://thetexashomebuyerprogram.com/uploads/Lender-Version-TDHCA-My-Choice-Texas-Home-Flyer-Final-Reduced-Size.pdf?v=1696610688Rates:
https://thetexashomebuyerprogram.com/ratesLender Guide:
https://thetexashomebuyerprogram.com/uploads/Lender-Guide.pdf?v=1671823022Lender Portal (requires login):
https://www.tdhcalenderportal.com/Bin/Display.exe/ShowSectionLimitations
Must meet agency, insurer and master servicer guidelines.
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