Mortgage & Finance Articles

4,831 Posts
CREDIT DO'S AND DON'TS!
19 June, 2013| Home Buying, Mortgage & Finance, General
Credit Do's and Don’ts When Securing a Mortgage When it comes to securing a mortgage in today’s challenging lending environment, your credit rating is more important than ever before. Good credi... read more
CAN YOUR MORTGAGE LENDER REALLY ASK THAT?
18 June, 2013| Home Buying, Mortgage & Finance, General
Hey! Can your mortgage lender really ask that? Mortgage applicants expect to be asked to prove their income, verify their employment and provide permission for their tax returns to be reviewed,... read more
Mortgage Rates Jump to A Year High
16 June, 2013| Home Buying, Housing Market, Mortgage & Finance
 Fixed-mortgage rates escalated for the fourth week in a row, reaching the highest rates in a year, Freddie Mac said last week. Despite the steady increase, mortgage rates still remain at histori... read more
Buying vs. Renting Info.
16 June, 2013| Home Buying, Housing Market, Mortgage & Finance
http://trends.truliablog.com/2013/06/mortgage-rates-rent-vs-buy read more
What's It Worth?
11 June, 2013| Housing Market, Mortgage & Finance, Houston Living
 How much is a one carat diamond worth? Anyone who has shopped for one knows that the price could have a significantly wide range of value. It's been said that purchasers should consider the col... read more
Will the "Good Life" Be Ready When You Are?
6 June, 2013| Mortgage & Finance, Houston Living, Active Adults...
 The Life of Riley was a TV show from the 50’s starring William Bendix but the title’s origin came from an expression meaning that a person was living the “good life.” Most people envision th... read more
Rising Mortgage Rates Put Home Buyers in Hot Seat
5 June, 2013| Mortgage & Finance, General
From CNBC.com "Mortgage rates have jumped to their highest in a year - hovering at close to 4 percent for a 30-year fixed mortgage. With house values rising, those who have waited to build enough eq... read more
New Mortgage Insurance rules for FHA loans are now...
3 June, 2013| Home Buying, Mortgage & Finance
New Mortgage Insurance rules for FHA loans are now in effect.  Make sure you understand all the changes as they are significant: http://www.realtybymonica.com/Web/AR407026/Blog/post/?post_id=5531... read more
If you've been on the fence about buying or sellin...
3 June, 2013| Home Buying, Home Selling, Mortgage & Finance
In the last two weeks mortgage rates have been on the rise....and so have home values.  NOW is the time to BUY and now is the time to SELL.  Having been in the Real Estate and Mortgage busin... read more
Can I Use an Employment Offer Letter to Get a Mort...
26 May, 2013| Home Buying, Mortgage & Finance, General
Can I use an employment offer letter to get a mortgage?  You can use an employment offer letter to qualify for a mortgage if you are a recent college graduate or a relocating W-2 employee an... read more
The Housing Market Gets Bubbly Again
24 May, 2013| Home Buying, Housing Market, Mortgage & Finance
 'A distortion of the marketplace' Real-estate experts are starting to wonder the same thing, as prices rise by double-digits in some markets, and other signs of a frenzy develop. “I’m definitely... read more
Texas Purchase & Refinance Mortgage Rates for the...
20 May, 2013| Home Buying, Housing Market, Mortgage & Finance
  30 yr Conventional 3.5% - 0 Discount Points - 0 Origination 15 yr Conventional 2.75% - 0 Discount Points - 0 Origination 20 yr Conventional 3.5% - 0 Discount Points - 0 Originatio... read more
Cut Refinancing Expenses
18 May, 2013| Mortgage & Finance, Education, Houston Living
Every single day, homeowners who are excited about lowering their rate have a tendency to ignore the refinancing costs because they’re being rolled back into the new mortgage. If the payment is lo... read more
7 Tips for Improving Your Credit
17 May, 2013| Mortgage & Finance, General, Education
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Will Mortgage Rates Rise Along With Housing Prices
17 May, 2013| Home Marketing, Mortgage & Finance, General
The National Association of Realtors forecasts existing home prices will rise an average of 8 percent nationwide this year and 5 percent next year. Some say that the market can continue the recovery w... read more
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