Mortgage & Finance Articles

4,814 Posts
10 Mortgage Misconceptions
13 May, 2013| Home Buying, Mortgage & Finance, General
Think you know the real deal about mortgages? AOL Real Estate (via Zillow) lists - and corrects! - the top ten mortgage misconceptions. You may be surprised what you learn! If any of the misconcep... read more
Houston Home Buying Process: Step By Step Guide In...
13 May, 2013| Home Buying, Mortgage & Finance, Houston Living
Are you looking to buy a new house or condo in Houston? In this Houston home buying article, I’ve outlined the main steps in getting ready to make a Houston home purchase. Step 1: Contact a Realto... read more
Shifting Debt to Tax Deductible
10 May, 2013| Mortgage & Finance, General, Houston Living
 The Mortgage Interest Deduction is available to homeowners for up to $1,000,000 of acquisition debt on the combination of their first and second home. They can also deduct interest on up to... read more
REAL ESTATE IS STILL A TOP INVESTMENT
8 May, 2013| Foreclosures & Investments, Home Buying, Mortgage...
 Move over gold: Real estate ranks as a top investmentby Texas Association of REALTORS® Is real estate investment as good as gold? To 25% of Americans, it is. According to... read more
4 Tips to Determine How Much Mortgage You Can Affo...
7 May, 2013| Mortgage & Finance, General
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What happens if I don't have funds for a down paym...
3 May, 2013| Affordable Housing, Home Buying, Mortgage & Financ...
Becoming a homeowner can be a challenge when you are dealing with minimum savings to use towards your purchase.  Most buyers will be required to pay a down payment of some amount.  If you ca... read more
Does FHA Require a Minimum Credit Score for Non Pu...
27 April, 2013| Home Buying, Mortgage & Finance, Education
Does FHA require a minimum credit score for non purchasing spouse? FHA does not have a required credit score for the non-purchasing spouse.  The non-purchasing spouse's credit history is not to b... read more
Pre-Approval for a Loan
22 April, 2013| Home Buying, Mortgage & Finance
There are 5 Important reasons that being pre-approvedfor a loan is a benefit to buyers. First, you will know exactly the right price range for your purchase. Second, errors on credit report are commo... read more
SHAVE YEARS OFF YOUR MORTGAGE
20 April, 2013| Home Buying, Mortgage & Finance, Education
 Switch to biweekly paymentsBiweekly payments take advantage of the fact that there are 52 weeks in the year and 12 months. If you pay half your regular mortgage payment every other week, you'll... read more
When to Sell the Temporary Rental
18 April, 2013| Home Selling, Mortgage & Finance, Houston Living
 Some homeowners, who were not able to sell during the recession, chose to rent their homes instead. In some cases, they didn't need to sell their home at the depressed prices and opted to r... read more
Have You Seen Your Refi and Mortgage Options Latel...
17 April, 2013| Home Buying, Home Values & Recent Sales, Mortgage...
                                                      &nb... read more
9 Easy Mistakes Home Owners Make on Their Taxes
11 April, 2013| Mortgage & Finance
 http://www.houselogic.com/home-advice/taxes-incentives/common-tax-mistakes/ read more
More changes coming for the FHA Mortgage Insurance...
10 April, 2013| Home Buying, Mortgage & Finance, Houston Living
  I received some great information from one of my Preferred Lenders and wanted to pass it along.  Currently FHAs Mortgage Insurance Premium will cancel after the loan reaches a 78% LT... read more
Items needed by a loan officer
5 April, 2013| Home Buying, Mortgage & Finance
1.  W-2 for the past 2 years.2.  Copies of signed Tax Returns for the past 2 years.3.  Paycheck stubs for most recent 30 days.4.  Bank Statements (all accounts) most recent 3 mont... read more
Questions a buyer should ask a mortgage lender?
5 April, 2013| Home Buying, Mortgage & Finance
1.  Is your company a mortgage banker or a mortage broker? A banker lends its own fundsp; a broker searches mortgage sources and arranges for yu to receive financing from the lending entity.2.&n... read more
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