2021 Is The Year To Buy your Home!!!! with low Interest Rates is doable.

2021 is the year to make changes to your Real Estate Property. The record low interest rates & the hot market that we are in makes it possible to do some changes fast and with economic sense.

If you are a 1st time Home buyer in order to qualify you will need: 1) Minimum Credit score of 640 or more, 2) income of 3 times the mortgage amount, 3) Cash = 3.5% for down payment & closing costs average 3%-4% from the price, 4) your debt to income should not be a greater than 35%- 40%, No Repos, No Bankruptcy, No Student Debt unpaid loans, 2 years of Taxes showing enough profit to cover your monthly payments(including your new mortgage). With low interest rates your monthly payment could be smaller or close to your rent right now plus your advantage is tax credits & equity accumulation that is possible to obtain.

Life always throws us a surprise and all of the sudden your family has one more child or your relative comes live with you and your home all of the sudden is too tight and/or  your family needs more rooms or more roomier rooms. 2021 makes possible for you to sell your home fast in 1-2 months & move to your updated home with a low interest mortgage fixed for 30 years between 2.45% to 3.25%.

Sometimes you just need to update your home and instead of repairing or changing the whole house you just need to sell your older home and buy a newer home and 2021 makes it possible with the record low interest rates & finding a buyer for the older home fast.

Should you need to sell your home or buy a new one call (832)-403-0150 or visit www.har.com/EduardoPolack