Can Loan Inquiries Affect Credit Scores?
Posted by Maria Galiotos
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When looking for a mortgage, it's critical to understand how loan queries effect your credit score. Each hard inquiry, which is exposed for a limited time, will not affect credit if a person just investigates multiple lenders throughout a 45-day period.
FICO classifies these inquiries as a single event, allowing people to shop around for the best house loan without fear of damaging their credit score.
Are you looking around? Please reach out to 281-450-3441, when you're ready and I will be happy to explain the process to you.
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Disclaimer: The views and opinions expressed in this blog are those of the author and do not necessarily reflect the official policy or position of the HRIS.
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