5 Options For Closing

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1. FACE-TO -FACE / SAME DAY
Face-to-face or same-day closings are one of our most popular options. With this approach, sellers and buyers arrive
at the Title office on the same day and around the same time to complete their closing documents. Upon arrival at Title, you will receive a packet of transfer documents, including the note, deed, and mortgage paperwork. One of our team members will guide you through the signing process, notarize any documents (if needed), and provide you with copies of
your paperwork.  Your Trusted Realtor works closing with Title to ensure this is a seamless and enjoyable process.

 
2. STAGGERED ARRIVAL
Another common in-person closing option is the staggered arrival. Title uses this approach when both parties want to
respond to our office but cannot make it on the same day or time. Typically, the seller will arrive before the buyer to complete all of their documents. The day the buyer arrives is the official closing day, as that is the time the
documents will be finalized and filed. While a staggered closing may sound complicated, it is a frictionless experience. Our title experts handle everything, including preparing your documents, arranging notary services, and scheduling your appointment. We make sure that your closing process is quick and stress-free.


3. MAIL-AWAY / MOBILE NOTARY
For you Out-Of-Towners, the mail-away/mobile notary approach provides the security of an in-person closing with the convenience of a digital transaction. When you select this closing option, Title will arrange for a notary to meet you at a predetermined location, such as your office or current home. In most scenarios, we will send documents directly to the notary to bring to your appointment. Once all documents are signed and notarized, the notary will collect them and return them to  Title. Mail-away/mobile notary closings are popular when one or both parties live far away from the property being sold. For instance, if you are moving to Texas from out of state and are purchasing a new home, you may benefit from our mail-away option.

4. DIGITAL TRANSACTIONS
When you engage in a cash transaction, you have a lot of freedom regarding closing options. During cash deals where
a notary is not required, the buyer can digitally sign all documents through a platform like DocuSign. Digital transactions are by far the most convenient and efficient for all involved. Like with any other closing, Title will collect closing costs and any other funds during the digital transaction. Typically, the funds are sent to us via a wire transfer prior to closing. 


5. REMOTE ONLINE NOTARIZATION (RON) CLOSINGS
Most lenders have embraced digital closing options. Be aware that if you are purchasing a property and a mortgage loan
is involved,  Title must obtain your lender’s permission to close digitally. Title must also secure lender permission for
digital closings on home refinance transactions. When a lender is involved and notarization is required, Title can often arrange remote online notarization (RON).

WANT TO LEARN MORE? CONNECT WITH ME AS YOUR TRUSTED REALTOR!


Whether you are preparing to sell a home or are starting your own purchasing journey, it is important to have the
right people in place to facilitate a smooth process. This means choosing an experienced agent,  that is partnered with  skilled mortgage brokers, and partnering with an efficient title companies.

#cindyagentamboree

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Disclaimer: The views and opinions expressed in this blog are those of the author and do not necessarily reflect the official policy or position of the HRIS.
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