How To Improve Your Credit Score!
Want to improve your credit score to be able to get a better mortgage rate? There's more to increasing your credit score than just making monthly payments on time. In fact, there's quite a few ways to boost your credit score pretty easily...
1. Pay balances down to under 10% of the limits
2. Request higher credit limits
3. Become an authorized user on a spouse or family members existing credit items
4. Dispute credit report errors
5. Negotiate a Pay for Deletion with any outstanding Collections or Charge Offs
6. Obtain a secured credit card if you lack clean recent history
7. Get credit for rent and utility payments
Why is your credit score oh so important?
The higher your credit score is, the better mortgage interest rates you'll get. Even 1/10 of a percent difference in interest rates can save or cost you thousands of dollars.
All that to say, before buying your next house, let's get your credit score sky high!
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